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What do I need to
know about insurance?
For peace of mind, please carefully consider
whether your business needs insurance.
It is one of those costs that sometimes can be
‘saved’ but then prove costly later.
The types of insurance that you may be applicable
are: Public Liability (essential if you are dealing
with members of the public), Employers Liability,
Professional Indemnity, Key Man, Director's Insurance,
Equipment, Buildings & Contents Cover, Motor
Insurance, Goods in Transit, Legal Expenses Insurance.
Speak to a reputable broker if you are in any doubt.
Did you know? Arson
is the most financially crippling crime small businesses
can face; in a six month survey conducted by AXA
Insurance it accounted for 40% of crime related
insurance payouts to businesses.
Key Insurance Issues
Women in business -
Insurance for
the female business owner
To meet the needs of this ever-growing market of
businesswomen, small-business insurer More Th>n
Business (www.morethanbusiness.com) has launched
a package especially designed for meet their business
needs.
Useful Contacts
ABI (Association of British Insurers)
represents the collective interests of
the UK’s insurance industry and has around
400 companies in membership. Between them, they
provide 94% of domestic insurance services sold
in the UK. ABI member companies account for almost
20 per cent of investments in the London stock market.
www.abi.org.uk
The British Insurance Brokers’ Association
(BIBA) is the UK’s leading general
insurance organisation representing the interests
of insurance brokers, intermediaries and their customers.
To find your nearest BIBA broker visit the ‘Find
A Broker' section of the BIBA website, or call BIBA’s
consumer helpline on 0870 950 1790 www.biba.org.uk
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